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ROY ALLEN
3466 Crums Church Road, Berryville, Virginia 22611 Tel: 1-540-955-6205

royallen@onewebgroup.net
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Online Payment Processing
When a customer purchases an item with a
credit card, a two step process begins.

FIRST
The Merchant or the website requests an
authorization from the customer's credit
card account to insure that the card is
valid and the customer has enough
available balance for the purchase.
The customer's bank sends an authorization
number back to the merchant or web site and
the order is "captured".

SECOND
The merchandise is sent, and the merchant
informs the bank where he or she has a
merchant account. The bank deposits funds
to the merchant's account while the customer's
account is debited the amount of
the purchase. At that time, the customer's
bank takes out the required fees and
the transaction is complete.

Credit cards are an important part of
enabling Internet commerce. The easiest
process to integrate into an existing
business is an off-line authorization and
settlement process. For more advanced web
merchants who are processing more than
100 transactions per month,
real-time credit card processing becomes
economical. With a link to a Processing
Service Provider, the website generates
an authorization request when the
customer places an order.

If the merchant is selling hard goods which
have to be shipped to the customer, then
the order is saved securely for later
settlement. Once the goods are
shipped, the merchant can settle the order,
and the transaction is complete.
If the merchant is selling downloadable media,
software, or site memberships, for example,
then the order can be authorized
and settled in real-time, without any
intervention by the merchant.


REAL-TIME
Payment Processing Services

SSL (Secure Socket Layer) Encryption
Certifying Authority's Digital Certificate
 One Time Setup Fee - $50



Store Front / Shopping Cart
One Time Setup Fee - $180
 No Lease or Purchase Cost for Software,
FREE
with Server Plan "D"
$180 per Storefront after the
first Storefront

OneWebGroup.net
Data Entry Cost Approximations
20 Products - - $100
1000 Products - - $5300



Merchant's Account Application
One Time Submission Fee - - $250
One Time Setup Fee - - $350



Monthly Re-occurring & Transaction Fees
$0.25 per Transaction Fee
$15 per Month Service Fee
$10 per Month Customer Statement Fee
 For "Visa", "Mastercard", "American
Express" and "Discover"
$10 per Month Gateway Access Fee



Real-Time Electronic Check Processing
One Time Setup Fee - - $299

Monthly Re-occurring & Transaction Fees
These costs are approximations
based on a normal credit rating.
Your company's good or bad credit rating will determine exact rates.
2.5% to 3% per Transaction Fee
$0.30 per Transaction or $10 Monthly
 Minimum Service Fee



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Web Site Corporate Logo and Graphic Design
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E-COMMERCE
Complete E-Commerce Solutions
Real-Time and Off-Line Payment Processing
Totally Secure SSL Encyption
Free Web Site Shopping Cart Software Server Application
Storefronts
SUPPORT
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Total Web Site and Hosting Maintenance and Management
HomeHOME
HostingHOSTING
Hosting Technical InformationHosting Technical Information
Hosting Pricing OptionsHosting Pricing Options
Hosting Request FormHosting Request Form
Web Site DesignWEB SITE DESIGN
Web Site Design Request FormWeb Site Design Request Form
E-CommerceE-COMMERCE
What is E-Commerce ?What is E-Commerce
Terms and DefinitionsTerms and Definitions
StorefrontsStorefronts
Off-Line ProcessingOff-Line Processing
SSL EncryptionSSL Encryption
Web Site and Hosting ManagementMANAGEMENT
RegistrationREGISTRATION
Web Site Domain RegistrationWeb Site Domain Registration
Search Engine RegistrationSearch Engine Registration
General Comments and InquiriesGENERAL COMMENTS





One Stop Total Web Solutions
HOSTING
Hosting as low as $19.95 a Month
Four Hosting Plans to suite every Hosting Requirement
 WEB SITE DESIGN
Comprehensive and Representative Web Site Design
Web Site Corporate Logo and Graphic Design
Web Site Search Engine and Domain Registration
E-COMMERCE
Complete E-Commerce Solutions
Real-Time and Off-Line Payment Processing
Totally Secure SSL Encyption
Free Web Site Shopping Cart Software Server Application
Storefronts
SUPPORT
Real-Time 24/7 Direct Support
Total Web Site and Hosting Maintenance and Management










HostingWeb Site DesignE-Commerce Solutions24/7 Support